recalculated using those 26 weeks. The request must be in writing to the Division of Temporary Disability Insurance.
Weekly Benefit Amount
The weekly benefit amount is calculated on the basis of your average weekly wage. If eligible, you will be paid two-thirds of
your average weekly wage up to the maximum amount payable, which is $633 for disabilities beginning on or after January 1,
2017.
Total Benefit Amount
The maximum amount of benefits payable for each period of disability is one-third of the total wages in New Jersey covered
employment paid to you during the base year, or 26 times the weekly benefit amount, whichever is less.
Limitation of Benefits
No benefits are payable under the State Plan:
a) For the first seven consecutive days of each period of disability (the “waiting week”). The waiting week becomes compensable
when disability benefits have been paid for all or some part of each of the three weeks immediately following the waiting week.
b) For more than 26 weeks with respect to any one period of disability.
c) For any period of disability which did not commence while you were a covered individual (employed or disabled within 14 days
of the last day of work).
d) For any period during which you were not under the care of a legally licensed physician, dentist, podiatrist, chiropractor,
optometrist, psychologist, advanced practice nurse, or certified nurse midwife.
e) For any period of disability due to willfully and intentionally self-inflicted injury, or injury sustained while you perpetrated a
crime of the first, second, third, or fourth degree, or for any period that you would be disqualified for unemployment benefits for
gross misconduct.
f) For any period during which you perform any work for remuneration or profit.
g) For any period in which you would be disqualified under the Unemployment Compensation Law for participation in a labor
dispute, unless the disability began prior to such disqualification.
h) In a weekly amount which, together with any remuneration you continue to receive from your employer, would exceed your
regular weekly wages immediately prior to your disability.
i) If you are a covered government worker and have not exhausted all accumulated sick leave.
Nonduplication of Benefits
In addition to the above limitations, the law also prohibits the payment of disability benefits:
a) For any period with respect to which benefits are paid or payable under any unemployment compensation or similar law, or
under any disability or cash sickness benefit or similar law, of this state or of any other state or the federal government.
However, if disability benefits are paid or payable to you under the disability benefit law of another state, or under the federal
maritime law, you may still be eligible for New Jersey benefits. In this circumstance, your weekly benefit rate would be reduced by
the amount paid concurrently under the other state or maritime law.
b) For any period during which workers’ compensation benefits are paid or payable, other than for permanent partial or
permanent total disability previously incurred.
Also, temporary disability benefits are reduced by the amount paid concurrently under any governmental or private retirement
pension or permanent disability benefit or allowance program to which your most recent employer contributed on your behalf.
Social Security retirement benefits do not reduce State Plan temporary disability benefits.
How to Apply for Benefits
Disability insurance is designed to serve you by mail. You need not leave your home or the hospital to apply for benefits. Form DS-
1, “Claim for Disability Benefits,” may be obtained from your employer; union; or the Division of Temporary Disability Insurance,
PO Box 387, Trenton, NJ 08625-0387 (phone: 609-292-7060). Or you can request a form through our Web site at
www.nj.gov/labor. Go to Benefits, Temporary Disability.
The sooner you file, the earlier you will be paid, if eligible. You must file your claim for benefits within 30 days of the start of your
disability. Failure to do so may result in the loss of some or all of your benefits.