THE FRONTIER AIRLINES® MASTERCARD® REWARDS

The FronTier Airlines

MAsTerCArd

rewArds ProgrAM rules

This document contains the ofﬁcial Rewards Program Rules

for the Frontier Airlines

MasterCard

Account (the “Account”)

issued by Barclays Bank Delaware (“Barclaycard,” “we,” “us” or

“our”) and includes important conditions and limitations (the

“Reward Rules”). Please read these Reward Rules and keep

this document in a safe place.

EarlyReturns

is a frequent ﬂyer program offered by

Frontier Airlines (the “Program”) and is not a product or program

of Barclaycard. Frontier Airlines is solely responsible for

establishing the terms and conditions of your participation and

mileage accumulation in the Program. Terms and conditions of

the Program are published by Frontier Airlines at ﬂyfrontier.com,

and Frontier Airlines reserves the right to change the Program at

any time with or without prior notice.

“You, “your” or “primary cardmember” means the person who

applied for the Account. Use of your Account constitutes your

acceptance of each of the terms described below. Capitalized

terms not deﬁned in these Reward Rules have the meaning

ascribed to them in the Cardmember Agreement.

Reward Rules Administration

The Reward Rules are administered by Barclaycard. We are

solely responsible for all credit and eligibility standards and

determination of Account issuance. To qualify for participation

in the Program and to maintain your good standing:

• YoumustmaintainanopenandactiveAccountthatisnotin

default under your Cardmember Agreement with us.

• Your Account cannot have been inactive for six billing

cycles in a row (representing approximately six months).

“Inactive” means you have no balance, no payments and

no transactions.

• Youmustpayyourannualfee.

• You must be anindividual (corporations, partnerships, and

other entities may not participate).

EarlyReturns Program Membership

• If your EarlyReturns

Program membership number was

included in the application, we will add that number to your

Account automatically.

• IftheEarlyReturns

membership number that you provided

is found to be invalid or you did not provide us with an

EarlyReturns

membership number, a new EarlyReturns

membership account number will be assigned to you.

• OnlyoneEarlyReturns

membership number will be established

per Account, and assigned to the primary Cardmember on

that Account.

Important Information about EarlyReturns

Miles

• Subject to the Program, EarlyReturns

members must have

mileageearningorredeemingactivityonceeverysixmonths

in order to retain their miles. If the member’s EarlyReturns

accounthasnoqualifyingactivityinasix-monthperiod,Frontier

AirlineswillexpireallmilesintheEarlyReturns

account.

• You have no property rights or other legal interest in

EarlyReturns

miles. Miles have no cash value or value of any

kind until they are fully redeemed. Miles may not be assigned,

transferred or pledged.

• Youareresponsibleforanytaxliabilityrelatedtoparticipating

in the Program.

• IfyouarenotcreditedforearnedEarlyReturns

miles or other

beneﬁts, once identiﬁed, the earned EarlyReturns

miles

or other beneﬁts will be credited. If EarlyReturns

miles or

other beneﬁts are not available, a comparable beneﬁt will be

provided as determined by us.

• Intheeventofanyabusive,gaming(manufacturedspend,etc)

or fraudulent activity related to the Account, as determined by

us in our sole discretion, we reserve the right to close your

Account at any time.

• TheProgramissubjecttoallapplicablelawsandregulations.

The redemption of EarlyReturns

miles is void where prohibited

by law. The sale or barter of any Reward offered through the

Program,otherthanbyus,isexpresslyprohibited.

Miles Restrictions

You may not earn EarlyReturns

miles during a billing cycle in

which any of the following occur:

• YoufailtomaketheMinimumPaymentDuebyitsPayment

Due Date.

• YourAccountbecomesdelinquent.

• YourAccountdoesnotremainingoodstandingasdenedin

the Cardmember Agreement.

• You,oranyauthorizeduserontheAccount,engageinany

illegal activity through the use of your Account or engage in

activity that is deemed to be abusive or gaming conduct, as

determined by us in our sole discretion.

Miles Forfeiture

Your EarlyReturns

miles may be forfeited if any of the following

occur:

• YourAccountbecomesseriouslydelinquent,asdetermined

by us at our sole discretion.

• YouorwecloseyourAccountforanyreason.

• You, or any authorized user on the Account, engage in

fraudulent activity on your Account.

• You,oranyauthorizeduserontheAccount,engageinany

illegal activity on your Account, or engage in activity that is

deemed to be abusive or gaming conduct, as determined by

us in our sole discretion.

• We reserve the right, at our sole discretion, to disqualify

any Cardmember from participating in the Program and to

invalidate any or all miles earned for abuse, fraud, or any

violation of the Program Rules.

Earning Miles

You earn EarlyReturns

miles on Purchases made with

the Account, less credits, returns and adjustments (“Net

Purchases”), by you and/or any authorized user(s) of the Card.

• You earn Two (2) EarlyReturns

miles for every one dollar

($1.00)ofNetPurchasesmadewiththeAccount,roundedup

or down to the nearest dollar, on tickets, goods and services

purchased directly from Frontier Airlines (“Frontier Purchases”).

Eligible Frontier Airlines Purchases are items billed by Frontier

Airlines as merchant of record booked through Frontier Airlines

channels (ﬂyfrontier.com, Frontier Airlines reservations, and

Frontier Airlines airport and city ticket counters). Products or

services that do not qualify are car rentals, hotel reservations,

Frontier Airlines Vacations packages, and duty free items.

Miles earned will be posted to the primary Cardmember’s

EarlyReturns

accountin8-10weeks.

• YouearnOne(1)EarlyReturns

mile for every one dollar ($1.00)

ofNetPurchasesmadewiththeAccounteverywhereelse.

• Balance transfers, cash advances, cash equivalent

transactions (transactions in highly liquid assets, e.g.

assets that are directly convertible to cash such as, but not

limited to, money orders, travelers checks, foreign currency,

gambling chips and lottery tickets), purchases made by

or for a business or for a business purpose, fees, interest

charges, and unauthorized/fraudulent transactions do not

earn EarlyReturns

miles.

• There is no limit to the number of EarlyReturns

miles you

can earn as long as the Program continues and your Account

remains open and in good standing.

Additional Beneﬁts of your Account

$100 Frontier Airlines Flight Discount Voucher

Earn a $100 Frontier Airlines Flight Discount Voucher after your

Accountanniversarywhenyouhavespent$2,500ormorein

Purchases on your Account during your Cardmembership year

(each 12 month period through and including your Account

anniversary date). The Flight Discount Voucher expires 180

days from date of issue. The Flight Discount Voucher will be

issuedapproximately6-8weeksaftertheAccountanniversary

date if the $2,500 in Purchases requirementwas met during

the Cardmembership year. The Flight Discount Voucher will

be delivered via email to the primary cardmember’s email

address on ﬁle with Barclaycard and will also be available

by logging into the primary cardmember’s online account at

BarclaycardUS.com.

The Flight Discount Voucher is only redeemable online at

ﬂyfrontier.com. The Flight Discount Voucher is one time use only

and the voucher value will be applied to the total price of any

one transaction. The Flight Discount Voucher may be used for

paymenttowardFrontierAirlinesairfareandassociatedtaxes;

however, the Flight Discount Voucher cannot be used to pay for

applicable fees (which will be incurred based on the fare type

selected and services requested and may include bag fees, seat

assignment and change fees to any reservation changed after

ticketing) or Discount Den memberships. The Flight Discount

Voucher is only valid toward travel on Frontier Airlines ﬂights

operated by Frontier Airlines and does not qualify for frequent

ﬂyer mileage. Flight must be booked before the Flight Discount

Voucherexpirationdate;however,theightmaytakeplaceafter

thevoucherexpirationdate

The Flight Discount Voucher has no cash value and may not be

refunded, sold, bartered, or traded. Lost, stolen or otherwise

destroyedFlightDiscountVoucherswillnotbereplaced.Only

the original Flight Discount Voucher is acceptable. Reprint

and reproduction of the Flight Discount Voucher is prohibited.

Tickets purchased with the Flight Discount Voucher, and once

issued, arenon-transferable,non-refundableand may not be

re-sold.PhotoIDswillbeverieduponightcheckin.Onlyone

Flight Discount Voucher can be applied toward one transaction

and cannot be used in conjunction with other coupons,

promotions, Frontier Airlines gift cards or forms of payment

otherthanamajorcreditcard.Iftheticketpriceisgreaterthan

the value of the Flight Discount Voucher, the difference may be

paid with a credit card. If the ticket price is less than the value

of the Flight Discount Voucher, the voucher will not retain the

remaining value for use in another transaction.

Award Redemption Fee Waiver

Award redemption fees assessed by Frontier Airlines will be

waived for the primary cardmember when award tickets are

reserved using miles from the cardmember’s Frontier Airlines

EarlyReturnsaccount,andallapplicablefees/taxes(startingfrom

$5.60foraone-wayticket)arepaidusingtheFrontierAirlines

MasterCard at the time of award booking. Frontier Airlines is

solely responsible for waiving the award redemption fee. Please

visit FlyFrontier.com for full details on award redemption fees.

Responsibility of the Parties/Information Sharing

Frontier Airlines is not a party to the Cardmember Agreement

between you and Barclaycard, does not participate in any

extension of credit, has no authority regarding the Account

and is not responsible for any goods or services offered by

Barclaycard. Barclaycard is not responsible for any goods or

services offered by Frontier Airlines. You authorize Barclaycard

to share information about your Account with Frontier Airlines to

theextentneededtoadministertheProgram.Youalsoagree

that Barclaycard may share Account information as set forth in

Barclaycard’s Privacy Policy.

Limitation and Release of Liability

By participating in the Program and accepting and using rewards

earned through the Program, you or any other beneﬁciary of

the Program release, discharge and hold harmless Barclaycard

and its parent companies, subsidiaries, afﬁliates, agents,

administrators, employees, ofﬁcers, directors, successors and

assignees from all claims, damages or liability including, but not

limitedto,physicalinjury or death, arising outofparticipation

in the Program or travel taken or use of products purchased in

connection with the Program. Barclaycard is not responsible for

unauthorized redemptions on your Account. Barclaycard has

no liability in case of disagreement over issuance of Rewards or

a Cardmember’s right to possess Rewards.

Important General Program Disclosures

Frontier Airlines reserves the right to change the EarlyReturns

Program and its terms and conditions at any time without

notice,andtoendtheProgram with sixmonths’notice.Any

such changes may affect your ability to use the awards or

mileage credits that you have accumulated. Frontier Airlines

is not responsible for products or services offered by other

participating companies. For complete details about the

EarlyReturns

Program, visit ﬂyfrontier.com.

Barclaycard is not responsible for typographical errors or

omissions in this document. Miles cannot be combined

with other discount or reward programs unless speciﬁcally

authorized by us. Barclaycard reserves the right to correct

inaccurate rewards values represented on statements or our

website, at our sole discretion. We may, at our sole discretion,

cancel, modify, restrict, or terminate the Reward Rules or any

aspects or features of the Reward Rules to you at any time

without prior notice. All interpretations of Reward Rules shall be

at our sole discretion.

Frontier Airlines and EarlyReturns are trademarks of Frontier

Airlines, Inc. The Frontier Airlines MasterCard is issued by Barclays

Bank Delaware pursuant to a license by MasterCard International

Incorporated. MasterCard and World MasterCard are registered

trademarks of MasterCard International Incorporated.

Customer Service

If you have any questions about your rewards program, please

contact the customer service phone number on the back of

your card.

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