Member Benefits

Exclusively for CWA members

Member

Benefits

Your complete guide to

Union Plus money-saving

programs

unionplus.org

Contents

Money ..................................................................................................................................2

Credit Cards, Credit Counseling, Legal Services,

Personal Loan

Home & Auto ................................................................................................................ 6

Mortgage Program, Real Estate Rewards, Save My Home Hotline,

Auto Buying Service, Budget Truck Rental, Hertz Van & Truck Rental,

Professional Moving Services

Shopping & Discounts ........................................................................................ 10

AT&T Wireless, Cash Back Shopping, Everyday Discounts,

Flower & Gift Delivery, Union Plus Online Store

Insurance ........................................................................................................................ 13

Auto and Home Insurance, Accidental Death Insurance,

Life Insurance, Pet Insurance

Education .......................................................................................................................15

Scholarships

Health ................................................................................................................................ 16

Dental Discounts, Hearing Discounts, Medical Bill Negotiating,

Prescription Discount Card, Vision Insurance & Discount Plans

Travel ..................................................................................................................................17

Car & Truck Rental, Entertainment Discounts, Hotels, Vacation Tours

Money-saving beneﬁts

designed to meet the needs

of your members

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instagram.com/unionplus

Experience the Union Plus difference

Union Plus beneﬁts are unlike other beneﬁt plans offered in today’s

market. They are speciﬁcally tailored to meet the unique needs of union

members and their families.

You can feel conﬁdent knowing the beneﬁts experts at Union Plus:

■

Review every one of the programs and adjust them to meet

changing needs and times

■

Carefully research and screen all potential vendors and their

products and services

■

Select only those who meet our highest expectations and

negotiate the best contracts with them

■

Closely monitor program performance

We have the strength of over 12.5 million union members behind us to

make it happen.

Union Plus has your members’ backs

We understand that union members often face unique challenges that

require unique solutions. That’s why we tailor our programs to the life

circumstances union members and their families may face, such as

strikes, lockouts or layoffs.

There’s help with mortgages and credit cards in times of hardship,

scholarships for higher education, savings on wireless services, great rates

on insurance, and discounts on shopping and entertainment.

As a union leader, this member beneﬁts guide gives you the information

you need to retain — and attract — new union members.

Go to unionplus.org/enews or

text BENEFITS to 22555 for mobile alerts*

*Msg&Data Rates May Apply. Reply STOP to opt-out. Reply HELP or contact

[email protected]g for help. Expect no more than 2msgs/mo.

Stay current on all of the Union Plus programs at unionplus.org

Credit Cards

Credit Cards Designed for Your Members

The Union Plus Credit Card Program features several credit card choices with

exclusive assistance beneﬁts

. Nearly a million union members carry a Union

Plus Credit Card.

Credit Cards

There are several card options so your members have the opportunity to apply

for the one that best meets their needs:

■

Cash Rewards Card earns unlimited 1.5% cash back on every purchase.

Designed for union members with excellent credit.

■

Rate Advantage Card offers a low intro APR on purchases and balance

transfers for the ﬁrst 15 months. Designed for union members with

excellent credit.

■

Primary Access Card Responsible use of this card, including on-time

payments, could help you build credit. Designed for union members with

good credit.

Money & Credit

For union leaders only. Not to be distributed to members.

More Reasons to Carry Union Plus Credit Cards

Competitive rates

24/7 U.S.-based customer service

$0 Fraud Liability if card is lost or stolen

No penalty rate on existing balances

No check-by-phone fee

Displays the union logo, showing union loyalty and union pride

Issued by Capital One, N.A., a U.S.-based bank

For more information visit unionplus.org

Money & Credit

NEW! Risk-free Pre-Approval

Union members can now ﬁnd out if they're

pre-approved for card offers before applying.

Checking if you're pre-approved is simple, and

there's no impact to their credit score!

Exclusive Assistance Beneﬁts

Our assistance beneﬁts have provided millions

of dollars in assistance to help union cardholders

facing ﬁnancial hardships since 2009. Regardless

of which Union Plus Credit Card is chosen, after

just three months of carrying the card, cardholders

may be eligible for assistance grants

■

Job Loss Grant of $500 helps eligible

cardholders who have recently been laid off.

■

Strike Grant of $500 provides assistance

to eligible cardholders who are on a union-

sanctioned strike or experiencing a lockout.

■

Disability Grant of $1,600 – $2,700 helps eligible

cardholders who have lost signiﬁcant income

due to a long-term illness or disability.

■

Hospital Grant of $1,200 aids eligible cardholders

with large, unreimbursed hospital expenses.

All grants approved for eligible cardholders are paid

by check — and they never have to be paid back.

Supports the Labor Movement

The credit card program is critically important

because it provides royalties that the AFL-CIO and

our unions use to fund important programs of the

Labor Movement.

Customer Service

Current cardholders can call 800-622-2580 to

speak to a U.S.-based representative.

Union Privilege also provides:

Union Member Advocates

Sometimes your members may come to you for

help with a question or concern. Our member

advocates, Union Privilege staff who are members

of OPEIU Local 2, are here to help you or your

members resolve any problems. Contact us at

800-472-2005 (8:30 a.m. – 4:30 p.m. ET, weekdays)

or online at unionplus.org/customer.

Disaster Relief Grants

Union Plus Disaster Relief Grants of $500 are

available to help eligible union members living in

areas affected by a natural disaster

. The money

does not have to be repaid. Since 2012, Union

Plus has provided more than $1,118,500 in aid

to union members facing hardships following

hurricanes, tornadoes, ﬂoods, wildﬁres and other

natural disasters.

Find out if you're pre-approved

and apply online at cwa-unioncard.com

or by calling 800-522-4000.

Credit approval required. Terms and conditions apply. See www.unioncardapply.com for

details. Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license from

MasterCard International Incorporated. Capital One, N.A. is not responsible for the other

products/services oered in this advertisement.

Routine or unscheduled maintenance may impact accessibility.

Union Plus Credit Cards oer $0 Fraud Liability if the card is lost or stolen; you will not be

responsible for unauthorized charges. Unauthorized use or $0 Fraud Liability claims are

subject to verication and investigation.

Certain restrictions, limitations, and qualications apply to these hardship assistance

grants. Additional information and eligibility criteria can be obtained at

unionplus.org/assistance.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard

International Incorporated.

For union leaders only. Not to be distributed to members.

Stay current on all of the Union Plus programs at unionplus.org

“

I would deﬁnitely recommend the debt

management program to other union

members: anyone who ﬁnds themselves

in debt, or they are trying to reduce

their debt, or they are trying to get their

ﬁnances in order. This is a great program

for them.

”

— Laverne Washington

California

Credit Counseling

■

Free, no obligation ﬁnancial review, budget

analysis and written action plan

■

Help eliminating debt, including customized

Debt Management Plans — fees reimbursed

after 1 year in DMP

■

Accredited bankruptcy advice — service fees

waived

■

Offered through Money Management

International, America’s largest non-proﬁt credit

counseling agency

For credit and budget counseling call 877-833-1745

or go to unionplus.org/creditcounseling.

For bankruptcy counseling call 866-279-7197;

use code: BUP#99999.

Legal Services

Enroll in Union Plus Legal Program – Premium at a

low monthly cost and have access to a high level of

premium legal savings:

■

All attorney fees are paid by the plan for

covered matters

■

Unlimited access to legal assistance

■

No limitations such as hour or dollar caps

on covered matters

■

Expert legal advice and representation,

in person or by phone

■

Network of 18,000+ attorneys

Basic and get access to:

■

Free initial consultation, up to 30 minutes

■

25% off attorney’s hourly or ﬂat rate fees

■

Access to over 6,800 in-network law ofﬁces

To enroll in Premium or to register for Basic, go to

unionplus.org/legal.

Money & Credit

For more information visit unionplus.org

Personal Loan

Personal loans help union members take control

of their ﬁnances by consolidating higher-interest

credit card and revolving debts.

■

Apply for a loan amount up to $30,000.

■

Save money with no annual fees, pre-payment

or orginations fees.

After six (6) months holding a Union Plus

Personal Loan, members may be eligible for

hardship assistance grants:

■

Job Loss Grant of $500 helps eligible personal

loan-holders who have recently been laid off.

■

Strike Grant of $500 provides assistance

to eligible personal loan-holders who are

on a union-sanctioned strike or experiencing

a lockout.

■

Disaster Relief Grant of $500 to help

members living in areas affected by a

natural disaster

For personal loan application and information

go to unionplus.org/loan.

For hardship assistance go to

unionplus.org/assistance.

Certain restrictions, limitations, and qualications apply to these hardship

assistance grants. Additional information and eligibility criteria can be obtained at

unionplus.org/assistance.

Money & Credit

“

If you want an organization that

has your back and that is ultimately

going to be with you every step of

the way, explore Union Plus.

”

— Sara Zubroff

Pennsylvania

Stay current on all of the Union Plus programs at unionplus.org

Mortgage Program

Whether your members are in the market to purchase a home or reﬁnance

an existing mortgage, Union Plus Mortgage Program is designed to help

union families. Every mortgage provides special hardship assistance in case of

disability, layoff, lockout, or strike. Veterans who use the program to purchase

their primary residence can apply for a $1,000 Veteran's Grant.

“

I called Union Plus and they guided me through the

whole mortgage process. My loan ofﬁcer provided a lot

of support, in the end it’s a home run.

”

— Carlos Santiago

New York

Financing Available Through

Wells Fargo Home Mortgage

■

Beneﬁts available to veriﬁed union members when they ﬁnance

their home with Wells Fargo and mention their eligibility

■

Choose to work with a knowledgeable home mortgage consultant

how your members prefer – either in person at their local Wells

Fargo location or via phone and email

■

Home ﬁnancing options to meet a variety of needs, including

low down payment options, VA loans and newly constructed

home ﬁnancing

■

Access to educational tools and resources to help your members

prepare for homeownership

■

My Mortgage Gift

award from Wells Fargo after closing –

$500 for buying a home or $300 for reﬁnancing – for use at

participating retailers

Home & Auto

For more information visit unionplus.org

Terms and restrictions apply. Grants valued at $600 or more may be considered taxable

income by the Internal Revenue Service. Therefore, a Form 1099-MISC tax reporting form

will be issued to each recipient of a grant valued at $600 or more. Additional information

about this program and eligibility criteria can be obtained at unionplus.org/veteransgrant.

Eligible individuals will be sent redemption instructions for the My Mortgage Gift

award

approximately 2 weeks after closing on a new purchase or renance loan secured by a rst

mortgage with Wells Fargo Home Mortgage. The award is not available with all mortgage

loan products and cannot be combined with any other award, discount or rebate except as

described in the Terms and Conditions (available at wellsfargo.com/mymortgageterms). This

award is void where prohibited and subject to change or cancellation with no prior notice.

Please see the Union Plus website for more information.

Information is accurate as of date of printing and is subject to change without notice. Union

Plus

is a registered trademark of Union Privilege. Wells Fargo Home Mortgage has a

services agreement with Union Privilege in which Union Privilege receives a nancial benet

for providing agreed upon services. You are encouraged to shop around to ensure you are

receiving the best services and the best rate for your home nancing needs.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.

Mortgage Protection from Union Plus

When mortgage-holders experience income

loss due to disability, unemployment, strike or

lockout, they can turn to Union Plus Mortgage

Assistance

for help. This Union Plus program

has provided more than $12.6 million in

assistance to help thousands of members stay

in their homes, through:

■

Interest-Free Mortgage Assistance Loans

that cover up to six months of mortgage

payments for union members who face

unemployment or disability. The ﬁrst $1,000

of the loan is forgiven and does not have

to be repaid.

■

Strike/Lockout Grants cover the full

mortgage payment for up to six months

for union members who are on strike or

lockout for more than 30 days.

■

Hospital Grants of $1,000 aid eligible

members with a mortgage with large,

unreimbursed hospital expenses.

■

Disaster Relief Grants of $500 are available

to help mortgage-holders who live in areas

affected by a natural disaster, which includes

hurricanes, ﬂooding, tornadoes and wildﬁres.

For The Family Too

The Union Plus Mortgage Program is also available

to help your members’ children and parents

. So

if your members’ sons or daughters want to buy

their ﬁrst home, this union beneﬁt can help them.

How to apply

Apply online at unionplus.org/mortgage.

Eligibility for the Mortgage Assistance Program begins one year after your nancing through

the Union Plus Mortgage program and these benets are available on primary residences

only. Mortgage Assistance is not available on bond loans and home equity nancing. Only

members of participating unions aliated with the AFL-CIO, their parents and children who

receive a mortgage from the Union Plus Mortgage Company are eligible for the Mortgage

Assistance Program.

Active and retired union members, their parents and children are eligible for the Union Plus

Mortgage program.

Home & Auto

“

I looked into [the Union Plus

Mortgage Program] and it was

great. I applied, got my mortgage,

but what was even better was the

Veterans Grant. It gave me more

money in my pocket after buying

my home. I couldn’t believe that

I received $1,000 on top of ﬁnally

ﬁnding a mortgage.

”

– Willie Barnes

Ohio

Stay current on all of the Union Plus programs at unionplus.org

Home & Auto

Home value

at closing

You receive

after closing

$150,000 $750

$250,000 $1,250

$350,000 $1,750

$450,000 $2,250

Real Estate Rewards

The Union Plus Real Estate Rewards Program

could save your members hundreds, even

thousands, on their next home sale or purchase.

■

Members earn $500 cash back after closing for

every $100,000 in home sale or purchase price

when they work with our highly qualiﬁed, pre-

screened, SIRVA-approved real estate agents

■

Members can earn on average $1,811.29

cash

back per home sale and purchase transaction.

Call toll-free 800-228-3097 or go to

unionplus.org/realestate.

SIRVA is an independent provider of services. Union Plus is not aliated with SIRVA and

does not manage SIRVA or its programs. SIRVA is paying Union Plus for advertising services

including dissemination of information about SIRVA and its programs to participating unions

and their members as well as participation in Union Plus events and programs. No referral,

recommendation, service representation or exclusivity requirement is intended by the

Union Plus’s mention or dissemination of the SIRVA name and delivery of this information to

participating union members. It is important that you evaluate the information provided and

make decisions based upon your own best interest, priorities, and concerns.

Certain state restrictions apply to the real estate cash back program. To qualify for cash

back reward (in cash back states), you must use a SIRVA-referred real estate agent. Program

designed as a referral service to provide you the opportunity to select a real estate agent

to meet your needs. You must evaluate the brokers, agents and their services and make

selections and decisions based upon your best judgment, interest, priorities and concerns.

Call 800-228-3097 or visit myrewards.sirvahomebenets.com/UnionPlus for important

program details and state restrictions.

Based on total cash awarded from 1/1/21 to 12/31/21.

Save My Home Hotline

■

For members struggling to make mortgage

payments, falling behind, or facing foreclosure

■

Conﬁdential, free consultation by phone or in

person with an accredited counselor

■

Members with a Union Plus Mortgage may be

eligible for additional assistance

To learn more call 866-490-5361, 24 hours a day,

7 days a week.

“

Our real estate agent and her team

have been absolutely amazing. She

helped us purchase our home. They’re

the most amazing agents we’ve ever

worked with.

”

— Howard Forte

New York

For more information visit unionplus.org

“

When I went to the dealer, Union

Plus really had my back. All union

members should be using the

Union Plus Auto Buying Service.

”

— Anthony Ngo

California

Auto Buying Service

Free auto buying service provided through

TrueCar.

■

See what others are paying for the car

you want

■

Lock in up front pricing from local car dealers

■

Pick up your vehicle or request delivery

if available

To learn more go to unionplus.org/autobuying.

Budget Truck Rental

■

Members save 20% on local and one-way

rentals

■

Includes 24/7 roadside assistance

Call toll-free 800-561-1157 and reference discount code

#56000127763, or go to unionplus.org/budgettruck.

Discount cannot be applied at the rental counter, must be applied at the time of the online

or phone reservation.

Hertz Vans & Trucks Rental

■

Members save up to 25% on base rates

of Hertz

vans and trucks

■

Nationwide availability, convenient locations,

ﬂexible hours, and dedicated on-site support

Call toll-free 800-654-2200 & reference discount code

(CDP#) 205666, or go to unionplus.org/hertztruck.

Discount applies to pay later base rate. Taxes and fees excluded. Terms apply.

Professional Moving Services

■

Discounts on interstate moving, packing and

in-transit storage, with a year-round waiver of

movers’ peak rates

■

Free $50,000 of full replacement coverage from

North American Van Lines

Call toll-free 888-813-9595 for North American Van

Lines and reference your Union Plus discount.

To learn more visit unionplus.org/movingvans.

Home & Auto

Stay current on all of the Union Plus programs at unionplus.org

AT&T Discounts

The Union Plus Wireless Discount Program can help your members save money

while supporting more than 75,000 union members employed at AT&T, the only

nationwide unionized wireless provider. Union Plus has negotiated enhanced

discounts that deliver even more value and savings for members, including:

■

Save $10 per line per month on AT&T Unlimited Premium

■

Up to $50 in waived activation and upgrade fees

■

20% discount on eligible wireless accessories

■

15% off qualiﬁed wireless plans

■

Exclusive limited-time offers

Savings for Local Ofﬁces

Union locals and union staff can also take advantage of AT&T wireless

discounts for AFL-CIO unions. Your local ofﬁce can save 22% on qualiﬁed

wireless monthly service charges through an AFL-CIO negotiated discount.

AT&T also offers discounts on a wide range of other telecommunication

services — from teleconferencing to internet service and more — that can

help your union work smarter and save money. For local savings, contact

Union Plus by email at at[email protected] or call 800-472-2005, ext. 888.

“

AT&T’s service is better, which is one of the

reasons why I wanted to switch. I appreciate all the

beneﬁts made available through the union. It’s a

wonderful program.

”

— Georgia Veiga

New Jersey

Shopping & Discounts

Union Plus AT&T Wireless Rebate

Plus, members with a Union Plus Credit Card are also eligible to earn

up to $250 in rebates from Union Plus

■

Up to $150 when they switch from another wireless carrier, register for the AT&T

discount through Union Plus and use their Union Plus Credit Card to switch

■

Up to $100 when they upgrade to a new smartphone with an AT&T data plan

using their Union Plus Credit Card

For details visit unionplus.org/attrebate.

For more information visit unionplus.org

Savings for Union Staff

Union staff (anyone who receives a paycheck

from a union) can save $10/mo. per line on AT&T

Unlimited Premium

, or save 18% on qualiﬁed

wireless plans, and enjoy other exclusive beneﬁts

with the AT&T Signature program. Visit

unionplus.org/staff-att to learn more.

Members can start saving at unionplus.org/att.

AT&T SIGNATURE PROGRAM DISCOUNTS: Available to qualied employees, students &

other authorized individuals associated with eligible companies, universities & other sponsoring

organizations with a qualifying service agreement (Business Agreement). Must validate eligible

online or provide valid employee badge/paystub, student ID, or other approved proof of eligibility in

authorized retail store & subscribe to service under an individual responsibility account for which the

qualifying individual is personally liable. Discount subject to Business Agreement & may be interrupted,

changed, or discontinued without notice. Additional restrictions apply. Credits/Discounts: Start w/

in 2 bill cycles after service activation & eligibility conrmed. Applied after application of any available

credit. Service discount: Req’s AT&T Unlimited Premium plan. $10 discount applied after the

application of any available Autopay, paperless bill, only on phone lines 1 – 5. Any additional phone

lines added over 5 and up to max of 10 reduces all phone line (including lines 1-5) discounts to $5/

mo. per phone line. May not be stackable w/other oers, credits or discounts. Exclusions: Military,

Veterans, First Responders, Massachusetts Public Sector Employees, AT&T employees, EMO, IMO

and FirstNet customers. May not be combinable with other select oers or promotions.

WAIVED

ACTIVATION FEE: Applicable to select activations only. WAIVED UPGRADE FEE: Applicable to

select upgrades only. ³ACCESSORY DISCOUNTS: Discount is available only on select phone and

tablet accessories (unless otherwise provided in the Business Agreement) as determined solely by

AT&T from time to time; eligible accessories will be identied as such in online buy ow. Discount may

not be combined with other promotional pricing or oer.

AT&T UNLIMITED PREMIUM

PLAN: Plan avail. in select locations only. All AT&T

wireless services subject to terms and conditions in the Consumer Service Agreement (att.com/

csa). Other Non-Phone Device Monthly Charges: $20 per tablet, $20 per camera; $10

per wearable. If no phone line, rst standalone non-phone device will be billed at Starter plan,

phone single line pricing. Phones only. Advertised monthly price includes monthly plan charge

for talk, text and data & monthly per-line phone access charge for access to such services. OTHER

RESTRICTIONS & FEES: Activation/upgrade fee per line (up to $50) & deposit may apply. AutoPay

& Paperless Bill Discount: Monthly discount $10 per phone line when active & enrolled in both.

AT&T employees, retirees & IMO consumers are not eligible for the AutoPay and

Paperless bill discount. Discount starts w/in 2 bill cycles. Credit card may be required (except for

MA, PA and ND). Pay full plan cost until discount starts. UNLIMITED DATA: For use in the United

States (the “Domestic Coverage Area” or “DCA”), Mexico and Canada. DATA RESTRICTIONS: 2G

o-net data speeds may apply. All AT&T service is subject to AT&T network management policies.

See att.com/broadbandinfo for details. 5G SERVICE: Requires a compatible 5G device. 5G service

is not available everywhere. See att.com/5Gforyou for details. VIDEO STREAMING: Includes

Stream Saver feature which streams higher denition video in Standard Denition (max 1.5 Mbps)

on compatible devices. Feature will not recognize all video content and may aect the speed of video

downloads. To enjoy higher denition video when available, you can turn it o or back on at any

time at att.com/myatt. Streaming/video resolution vary, are aected by other factors and restrictions

apply. Details at att.com/streamsaver. ActiveArmor

advanced mobile security: Compatible

device required. You must download the AT&T ActiveArmor app and accept its terms and conditions

for full App functionality. May not detect all threats. May inadvertently block wanted calls; settings can

be adjusted in the App. Identity Monitoring: May not detect all compromises or leaks of your

personal data. Public Wi-Fi Protection: Requires setup; the feature is automatically enabled when

your device joins a public (unencrypted) Wi-Fi network unless an alternate VPN service is active. Does

not work when using certain video streaming apps or Wi-Fi calling on certain devices. Some features

may not work while roaming internationally. Details at https://www.att.com/activearmor. MOBILE

HOTSPOT: Requires compatible device. Includes up to 50GB per line per month. After 50GB,

mobile hotspot speed slowed to max of 128Kbps for the rest of bill cycle. After this, mobile hotspot

data usage, will be impacted and not fully functional. UNLIMITED TALK: Phones only. Includes

calls w/in and between DCA, Mexico & Canada. You may be charged for calls to special or premium

service numbers and calls to other countries. For rates, see att.com/intlcalling. UNLIMITED TEXT:

Compatible phone and rate plan required. Includes unlimited messages up to 1MB in size within and

from DCA, Mexico and Canada. For texting to other countries, see att.com/text2world. Messages sent

through applications may incur data or other charges. Advanced Messaging: Not available for use in

Mexico and Canada. Other restrictions apply & can be found at att.com/advanced messaging. LIMITS:

Max 10 devices on Unlimited Your Way plan group. These plans may not be eligible for additional

discounts, including but not limited to Signature discounts. AT&T employees & retirees may not be

eligible for certain benets, oers, and discounts associated with these plans.

15% ON THE MONTHLY SERVICE CHARGE of QUALIFIED WIRELESS PLANS: Available- only

to current members of qualied AFL-CIO member unions, other authorized individuals associated

with eligible unions and other sponsoring organizations with a qualifying agreement. Must provide

acceptable proof of union membership such as a membership card from your local union, a pay stub

showing dues deduction or the Union Plus Member Discount Card and subscribe to service under an

individual account for which the member is personally liable. Oer contingent upon in-store verication

of union member status. Discount subject to agreement between Union Privilege and AT&T and may be

interrupted, changed or discontinued without notice. Discount applies only to recurring monthly service

charge of qualied voice and data plans, not overages. Not available with unlimited voice or unlimited

data plans. For Family Talk, applies only to primary line. For all Mobile Share plans, applies only to

monthly plan charge of plans with 1GB or more, not to additional monthly device access charges.

Additional restrictions apply. May take up to 2 bill cycles after eligibility conrmed and will not apply to

prior charges. Applied after application of any available credit. May not be combined with other service

discounts. Visit unionplus.org/att or contact AT&T at 800-331-0500 for details.

UNION PLUS AT&T WIRELESS REBATE: Qualifying monthly data plan required. Rebate oers

are available only to union member Union Plus cardholders. Rebates are limited-time oers and

are only available while funds last, so checks are sent out on a rst-come, rst-served basis. Union

Privilege is the sole sponsor and administrator of these rebates. AT&T is not a sponsor of the Union

Plus rebates and is not aliated with the administration and operation of the rebates in any way. For

details, visit unionplus.org/attrebate.

Union Plus Credit Cards are issued by Capital One, N.A. pursuant to a license by Mastercard

International Incorporated. Credit approval required. Terms and conditions apply.

Capital One, N.A., is not responsible for the contents of the message, and/or any products, and/or

services oered.

Shopping & Discounts

Two ways to sign up for savings

Online at unionplus.org/att:

Members can register online at

unionplus.org/att by clicking on

"Enroll Now or Shop Online" and

sign into their Union Plus account

to verify membership. They'll be

linked back to shop on att.com to

ﬁnish enrollment.

In an AT&T Store: Members

should visit unionplus.org/att to

ﬁnd a local store or authorized

AT&T retailer, download the

discount savings coupon and take

their union ID — or other proof

union membership — to a local

AT&T store to receive the discount.

Be sure members mention discount code 3508840.

Stay current on all of the Union Plus programs at unionplus.org

Cash Back Shopping

■

Earn cash back and stack coupon savings at

over 5,000 online retailers when shopping with

BeFrugal.

To start shopping, go to unionplus.org/cashback.

Everyday Discounts

■

Save on local shopping, dining, movie tickets

and services including auto repair, grocery

coupons, and more.

To register for discounts and purchase tickets go

to unionplus.org/discounts or download the mobile

app by searching Union Plus Deals in iTunes

or Google Play.

Flower & Gift Basket Delivery

■

Save 25% on local, hand-delivered ﬂowers, plants,

gift baskets and chocolate covered treats.

To order visit unionplus.org/ﬂowers or call U.S.

customer service at 888-667-7779.

Shopping & Discounts

“

Part of my job sometimes includes

ordering ﬂowers and Union Plus is

my bookmark for ﬂowers.

”

— Yvette Sheehan

Maryland

Order Free Promotional Materials

Free materials are available to help you make your

members aware of Union Plus discounts:

Order online at unionplus.org/order, or

Call the leader line at 800-472-2005.

Two ways to order

Union Plus Online Store

■

Union members receive discounts on union

pride apparel and items for the home. All

products in the online store are 100% union-

made in the USA.

To order visit shopunionplus.org.

For more information visit unionplus.org

Life Insurance Plans

Union members get competitive group rates for

several types of life insurance coverage. Offered by

The Hartford*, a leading insurance company.

Term-to-70 Life Insurance

■

Age 18 - 64 to apply, and only 3 health-

related questions

■

Renewable to age 70

Senior Term Life Insurance

■

Age 50 - 74 to purchase

■

Range of coverage options

For more information call toll-free 800-393-0864 or

go to unionplus.org/insurance.

Life Form Series includes GBD-1000, GBD-1100, or state equivalent.

*The Hartford Financial Services Group, Inc. (NYSE: HIG) operates through its subsidiaries under

the brand name, The Hartford, and is headquartered in Hartford, Connecticut. For additional

details, please read The Hartford’s legal notice at www.thehartford.com.

For more information including costs, exclusions, limitations and terms of coverage, call

toll-free 800-393-0864.

Accidental Death Insurance Plan

Your members can enroll in the accidental death

insurance plan and take advantage of up to

$20,000 worth of no-cost accidental death

insurance coverage, provided by Union Plus

for one full year. No medical exam. No hassle.

Members can also purchase additional coverage

at affordable group rates. Offered by The

Hartford*, a leading insurance company.

■

$10,000 in accidental death coverage for

covered accidents

■

Additional $10,000 in coverage if the accident

happens while actively at work

For more information call toll-free 800-393-0864 or

go to unionplus.org/accidentinsurance.

Accident Form Series includes GBD-1000, GBD-1300, or state equivalent..

Auto and Home Insurance

You and your members have special access to

personalized auto, home, and renter’s insurance

with Farmers Insurance Choice

Farmers Insurance Choice

gives you and your

members access to:

■

Multiple quotes from trusted, highly-rated

insurance providers

■

Convenient payment options

■

Savings from bundled auto, home, and

renter’s policies

For more information, call toll-free 877-794-5416

or go to farmersinsurancechoice.com/unionplus.

Insurance is underwritten by Farmers Property and Casualty Insurance or certain of its

aliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers

Casualty Insurance Company, Farmers Direct Property and Casualty Insurance Company,

Farmers Group Property and Casualty Insurance Company, or Farmers Lloyds Insurance

Company of Texas, all with administrative home oces in Warwick, RI. Coverage, rates,

discounts, and policy features vary by state and product and are available in most states to

those who qualify. Oering not exclusive to Union Plus eligibles. Rates, rules, policy terms

established solely by carrier in accordance with law. Policyholders responsible for choosing

products to meet their needs. 4861598.1v2

Peace of mind with Insurance

Assistance from Union Plus

Many Union Plus insurance policies

qualify for special insurance assistance,

including:

■

Strike/Layoff Premium Waiver:

premiums waived three months to

a year in the event of strike, layoff or

lockout of 30 days or more

■

Hospital Grants: available up to

$1,000 for large, unreimbursed

hospital bills

■

Disaster Relief Grants: $500 grants

for those affected by natural disasters

Learn more at unionplus.org/assistance.

Insurance

The various carriers referenced in this communication operate independently

and are not responsible for each others' ﬁnancial obligations.

Stay current on all of the Union Plus programs at unionplus.org

Pet Insurance

The Union Plus Pet Insurance Program, provided

by Pets Best, reimburses you up to 90% on eligible

vet bills.

Pet insurance beneﬁts include:

■

Savings of up to 10% off monthly premiums.

■

No networks. You can choose any licensed

veterinarian, emergency vet, or specialist in

the U.S.

■

Fast claim processing and reimbursement.

Claims are processed quickly and

reimbursements can be direct-deposited into

your bank account.

■

24/7 Pet Helpline. All Pets Best policy holders

receive free 24-hour access to veterinary experts

via email, chat and phone.

For more information go to unionplus.org/pets.

Select a plan that reimburses 70%, 80%, or 90% of the cost of eligible veterinary treatment.

Limited to covered expenses. Accident Only Plans are $9/mo for dogs and $6/mo for cats.

In WA state: The Accident Plan is $10/mo for dogs and $7/mo for cats.

5% Group Discount plus 5% Weblink Discount applies to BestBenet plans; Group

Discount not available in AK, HI, or TN; Weblink Discount applies to rst policy term only;

not available in AK, FL, HI, or TN. Additional 5% discount applied if insuring more than one

pet. Maximum allowable discount is 12%.

Pet insurance coverage is oered and administered by Pets Best Insurance Services, LLC

and is underwritten by American Pet Insurance Company, a New York insurance company.

“

I tell everybody at work how

beneﬁcial the pet insurance has

been. They are so accustomed to

me having to leave at lunch to go

home and give Boogey insulin. The

insurance has been so helpful.

”

— Erin Radford

Washington,D.C.

Insurance

For more information visit unionplus.org

Scholarships

Union Plus helps to make the dream of higher

education a reality for your union members and

their families by providing ﬁnancial assistance

through scholarships and discounts that really

make the grade! Our education beneﬁts go the

distance to create a brighter outlook for the future.

Union Plus Scholarship Program

■

$150,000 awarded annually

■

Award range: $500 – $4,000

■

Applies to two and four-year colleges, graduate,

technical and trade schools

■

Current and retired union members, their

spouses and dependent children can apply

■

Deadline to apply: January 31

To learn more or to apply, go to

unionplus.org/scholarships.

“

My mom ﬁghts for those who do

not have a voice or do not know how to

use their voice. She has taught me how

justice is important, how to ﬁght to be

on the right side of an issue, and how to

ﬁght the correct way.

”

— Mikhai Richardson

Union Plus Scholarship Recipient

Education

Stay current on all of the Union Plus programs at unionplus.org

Dental Discounts

■

Dental Discount Plans - save 20% to 50%

on dental care, from routine visits to major

procedures

■

One of the largest dental networks nationally

with a focus on neighborhood dentists

To learn more, visit unionplus.org/dental.

Hearing Discounts

■

Save an average of 66% off retail prices on

premium hearing aids at providers near you*

■

Free hearing exam

■

Free follow-up care, free charging station or

free batteries

■

3-year manufacturer’s warranty (including loss

and damage coverage)

■

Nationwide network of skilled hearing care

professionals at 6,000+ locations

■

Exclusive union member offers

To learn more, call 877-583-7071 or visit

unionplus.org/hearing.

*Based on internal 2022 MSRP analysis. Your savings may vary.

Medical Bill Negotiating Service

■

FREE assistance negotiating bill reductions

with physicians, hospitals and other medical

providers

■

Applies to out-of-pocket medical bills over

$400 from a single provider

To learn more or to sign up for free, go to

unionplus.org/billnegotiator.

Prescription Discount Card

■

Print, email or text a free RX card and save up to

80% off most brand name and generic drugs

■

Savings are available at over 64,000

participating pharmacies

To learn more, visit unionplus.org/rx.

Vision Insurance Plans

■

Choose from two levels of insurance plans

that offer savings and ﬂexibility for lower

out-of-pocket costs.

■

Free Discount Vision Plan - $50 eye exams,

and discounts on frames, lenses, contacts

and more

■

Save at more than 36,000 network doctors

and over 700 Visionworks retail locations

■

Easy same-day enrollment available all year

To learn more, visit unionplus.org/vision.

“

It was nice knowing that someone was working for

me just because I am a union member. It put me in a

much better position to pay off my medical bills.

”

— Angela Neal

Kansas

Health

For more information visit unionplus.org

Car Rental Discounts

■

Save up to 35% on car, truck, van and SUV

rentals at Avis, Budget, Dollar, Hertz, Payless

and Thrifty

■

Save 20% on truck rentals at 2,800 Budget

Truck Rental locations nationwide

To rent a vehicle go to unionplus.org/carrentals,

or call:

Avis: 800-698-5685, AWD# B723700

Budget: 800-455-2848, BCD# V816100

Dollar: 800-800-4000, CDP# 3042236

Hertz: 800-654-2200, CDP# 205666

Payless: 800-729-5377, PDN# A071900

Thrifty: 800-847-4389, CDP# 3042238

Entertainment Discounts

■

Save on admission at 50 of the most popular

theme parks including Disney, Sea World and

Busch Gardens

■

Save on movie tickets

■

Get access to hard-to-get seats

■

Gift certiﬁcates to hotels, restaurants, sporting

events and more

■

Plus, save on theater performances, sporting

events, city attractions and more

To register for discounts and purchase tickets go

to unionplus.org/entertainment or download the

mobile app by searching Union Plus Deals in iTunes

or Google Play.

Hotels

■

Save up to 60% on your favorite hotels.

■

Book your stay at a union hotel

To book travel go to unionplus.org/hotels.

Fair Hotel makes it easy to search for unionized hotels. Just visit fairhotel.org and select

the destination you're planning to visit. Then return to the Union Plus Hotels website to

book your hotel at a discounted rate.

Vacation Tours

■

Book tours to destinations around the world.

■

Instantly save $50-$100 per person

using your

union member beneﬁt.

■

Use offer code UNIONSAVE to ﬁnd out about

special markdown offers discounted by up to

$500 per person.

For reservations, visit unionplus.org/tours, call

Collette at 844-868-2685 or contact your travel

professional.

Use oer code and your member benet for savings. Savings are comprised of retail oer

together with Member Benet. Oer valid on new bookings only and can expire earlier due

to space or inventory availability.

“

Union Plus has saved us so

much money over the years — on

everything from our AT&T wireless

plan to hotels and rental cars on

our trips to Vegas.

”

— Maria Lopez

California

Travel

1100 First Street, NE

Suite 850

Washington, DC 20002

Phone: 202-293-5330

Fax: 202-293-5311

Union printed in the U.S.A. CWA-LDRGDE-L0523

unionplus.org

Find out more about these popular programs

designed for union members

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