The intent of this diagram is to provide
you with a general understanding of
Circle ‘Round Your Benefits
how the Federal Employees Health
How to Get the Most Value from the Programs
Benefits (FEHB) Program, the Federal
Employees Dental and Vision Insurance
Program (FEDVIP) and the Federal
Flexible Spending Account Program
(FSAFEDS) work together. For specific
information on each Program, visit
www.opm.gov/insure.
FEHB
Comprehensive medical insurance
Dental benefits may be included
Vision benefits may be included
FEHB and FSAFEDS
Save money on eligible out-of-pocket expenses.
When you have FEHB and an FSAFEDS
account, you can use pretax money in
your FSAFEDS account to pay for
your eligible FEHB out-of-pocket
expenses (such as copayments
and coinsurance) and qualified
medical costs
and health
care expenses
that
your FEHB may not
cover (such as
chiropractic
or hearing
aids).
FEHB and FEDVIP
Lower your out-of-pocket costs on
dental and/or vision expenses with
FEDVIP coverage in addition to FEHB
coverage. Your FEHB plan will be
the first payer for any dental
and/or vision benefit
payments they may
also cover.
FEHB, FEDVIP, and FSAFEDS
Save money on eligible out-of-pocket medical, dental
and vision expenses. When you have FEHB, FEDVIP,
and an FSA, your FEHB plan will be the first payer of
any benefit payments. You can use your FSA to pay for
any eligible out-of-pocket expenses not covered by your
FEHB or FEDVIP plan.
FSAFEDS and FEDVIP
Save money on eligible out-of-pocket dental and vision
and your family that are not
Dental - comprehensive
expenses after FEDVIP payments. When you have an
FSAFEDS account and FEDVIP, you can use pretax
money in your FSA to pay for your eligible
FEDVIP out-of-pocket expenses (such as
copayments and coinsurance) and
eligible expenses that your
or vision insurance.
eye exam)
FEDVIP plan may not
cover.
Save money using pretax
dollars. You can put aside $250
to $5,000 in pre-tax dollars per
year to pay for eligible health
care services and items for you
www.FSAFEDS.com
FSAFEDS
paid by your health, dental,
*Information on a
Dependant Care FSA is at
FEDVIP
dental insurance (such as free
semi-annual cleanings),
and/or
Vision - comprehensive vision
insurance (such as yearly
