The intent of this diagram is to provide
you with a general understanding of
how the Federal Employees Health
Benefits (FEHB) Program, the Federal
Employees Dental and Vision Insurance
Program (FEDVIP) and the Federal
Flexible Spending Account Program
(FSAFEDS) work together. For specific
information on each Program, visit
www.opm.gov/insure.
Circle ‘Round Your Benefits
How to Get the Most Value from the Programs
FEHB
Comprehensive medical insurance
Dental benefits may be included
Vision benefits may be included
FEHB and FSA
Save money on eligible out-of-pocket
expenses. When you have FEHB and an
FSA, you can use money in your FSA
to pay for your eligible FEHB
out-of-pocket expenses (such as
copayments and coinsurance)
and qualified medical costs
and health care expenses
that your FEHB may
not cover (such as
chiropractic or
hearing
aids).
FEHB and FEDVIP
Lower your out-of-pocket costs on
dental and vision expenses with FEDVIP
coverage in addition to FEHB
coverage. Your FEHB plan will be
the first payer for any
dental and/or vision benefit
payments they may
also cover.
FEHB, FEDVIP, and FSA
Save money on eligible out-of-pocket dental and vision
expenses. When you have FEHB, FEDVIP, and an FSA, your
FEHB plan will be the first payer of any benefit payments.
You can use your FSA to pay for any eligible out-of-pocket
expenses not covered by your FEHB or FEDVIP plan.
FSA and FEDVIP
Save money on eligible out-of-pocket dental and vision
expenses after FEDVIP payments. When you have an
FSA and FEDVIP, you can use money in your FSA
to pay for your eligible FEDVIP out-of-pocket
expenses (such as copayments and
coinsurance) and eligible expenses
that your FEDVIP plan
may not cover.
FSAFEDS
Save money using tax-free
dollars. You can put aside $100
to $2,700 in pre-tax dollars per
year to pay for eligible health care
services and items for you and
your family that are not paid
by your health, dental, or
vision insurance.
*Information on a
Dependent Care FSA is at
www.FSAFEDS.com
FEDVIP
Dental - comprehensive
dental insurance (such as free
semi-annual cleanings),
and/or
Vision - comprehensive vision
insurance (such as yearly
eye exam)
June 2019
