Journey Plan

Advantages of purchasing Journey Plan:

• Primary emergency medical coverage if you get

sick or injured

• Existing medical conditions and supplier

financial default coverage

• Optional Required to Work coverage

• Generous baggage delay coverage

• Coverage if you miss a connection, or experience a

departure delay of six or more hours

• No charge for covering kids 17 and under when they

are traveling with their parents or grandparents.

∆

Benefits

Coverage Limit

Trip Cancellation

Up to 100% of Trip Cost

Trip Interruption

Up to 150% of Trip Cost

Frequent Flyer Mile Redeposit Fee Coverage Up to $250

Change Fee Coverage

Up to $250

Primary Emergency Medical/Dental Coverage

$25,000

Emergency Medical Transportation

$500,000

Baggage Loss/Damage $1,000

Baggage Delay $300

Travel Delay $800 ($200/day)

Missed Connection $800

Personal Concierge Included

24-Hour Hotline Assistance Included

Required to Work Coverage

Optional

AGA Service Company is the licensed producer and administrator for this plan.

Journey Plan can help you make the most of your

trip by giving you peace of mind while you’re away.

With features like comprehensive trip cancellation

protection, primary medical coverage, and 24-hour

assistance services, it’s the perfect companion to your

perfect vacation.

The Best Time to Buy Journey Plan:

• Within 14 days of initial trip deposit

[In order to be eligible for supplier financial default coverage. Restrictions and

exclusions may apply.]

• On or before your final trip payment date

[In order to be eligible for available Required to Work enhancement and existing

medical conditions coverage. Restrictions and exclusions may apply.]

Allianz Global Assistance

Journey Plan

World-wide protection and assistance for

cruises, tours and vacations.

* Terms, conditions, and exclusions apply. Plans may not be

available to residents of all states.

Final trip payment date is the final payment due date for your trip as

reflected on your original invoice.

Benefits are per person. All insureds must purchase the same plan in

order to be on the same policy.

Maximum coverage available is $100,000.

Maximum coverage available is $150,000.

NY Residents: This coverage is covered under the trip cancellation/

interruption protection benefit.

$750 maximum for emergency dental coverage.

FL, NY, OR, & WA residents see 2.

Must be purchased on or before your final trip payment date.

This is a brief description of the insurance and assistance

benefits provided by this plan. Terms, conditions, and

exclusions apply. A complete description of coverage can be

found in the Certificate of Insurance/Policy.

Journey Plan Rates

Trip Cost

Per Person ($)

age

0–30

∆

age

31–59

age

60–70

age

71–75

age

76–79

age

80+



$28 $32 $43 $56 $64 $83

1–500 $32 $40 $53 $85 $103 $149

501–1,000 $45 $60 $80 $113 $139 $197

1,001–1,500 $58 $81 $110 $150 $184 $258

1,501–2,000 $72 $107 $150 $193 $235 $324

2,001–2,500 $95 $134 $179 $242 $296 $404

2,501–3,000 $112 $155 $206 $273 $333 $452

3,001–3,500 $130 $153 $239 $311 $379 $515

3,501–4,000 $141 $174 $267 $346 $422 $571

4,001–4,500 $174 $205 $275 $356 $435 $586

4,501–5,000 $176 $249 $370 $477 $586 $783

5,001–5,500 $199 $285 $418 $538 $662 $882

5,501–6,000 $221 $321 $468 $600 $740 $983

6,001–6,500 $266 $392 $563 $722 $892

$1,179

6,501–7,000 $298 $439 $624 $793 $975

$1,289

7,001–8,000 $315 $466 $661 $839

$1,031 $1,362

8,001–9,000 $345 $513 $725 $920

$1,131

$1,491

9,001–10,000 $367 $548 $773 $979

$1,203

$1,585

10,001–11,000 $538 $614 $926 $1,251 $1,546 $2,281

11,001–12,000 $604 $699 $1,017 $1,375 $1,735 $2,385

12,001–13,000 $679 $767 $1,100 $1,481 $1,898 $2,701

13,001–14,000 $732 $851 $1,201 $1,608 $2,129 $3,350

14,001–15,000 $787 $956 $1,298 $1,770 $2,376 $3,607

15,001–16,000 $849 $1,067 $1,457 $1,898 $2,596 $3,625

16,001–17,000 $868 $1,140 $1,553 $1,993 $2,628 $3,662

17,001–18,000 $924 $1,208 $1,646 $2,132 $2,945 $3,712

18,001–19,000 $980 $1,277 $1,739 $2,271 $3,091 $3,933

19,001–20,000 $1,105 $1,345 $1,832 $2,425 $3,288 $4,158

20,001–21,000 $1,235 $1,449 $2,007 $2,526 $3,444 $4,386

21,001–22,000 $1,297 $1,495 $2,144 $2,691 $3,599 $5,402

22,001–23,000 $1,321 $1,648 $2,253 $2,843 $3,794 $5,475

23,001–24,000 $1,427 $1,721 $2,361 $3,000 $3,982

$5,583

24,001–25,000 $1,446 $1,824 $2,382 $3,094 $4,187

$5,615

25,001–26,000 $1,452 $1,881 $2,498 $3,279

$4,246 $5,641

26,001–28,000 $1,472 $1,915 $2,513 $3,317

$4,251

$5,734

28,001–30,000 $1,586 $2,034 $2,629 $3,426

$4,500

$6,158

Journey Plan Rates (continued)

Trip Cost

Per Person ($)

age

0–30

age

31–59

age

60–70

age

71–75

age

76–79

age

80+

30,001–32,000 $1,751 $2,240 $2,877 $3,728 $4,769 $6,413

32,001–34,000 $1,816 $2,319 $3,009 $4,013 $5,010

$6,729

34,001–36,000 $2,013 $2,345 $3,078 $4,136 $5,100

$7,136

36,001–38,000 $2,111 $2,573 $3,347 $4,460

$5,589 $7,542

38,001–40,000 $2,209 $2,702 $3,517 $4,684

$5,878

$7,946

40,001–42,000 $2,255 $2,729 $3,586 $4,807 $5,968 $8,353

42,001–44,000 $2,303 $2,806 $3,705 $5,031 $6,259 $8,758

44,001–46,000 $2,500 $3,084 $4,024 $5,454 $6,749 $9,164

46,001–48,000 $2,597 $3,212 $4,193 $5,678 $7,038 $9,570

48,001–50,000 $2,695 $3,339 $4,363 $5,900 $7,378 $9,976

50,001–52,000 $2,507 $3,380 $4,404 $5,977 $7,437 $10,345

52,001–54,000 $2,587 $3,415 $4,484 $6,164 $7,677 $10,703

54,001–56,000 $2,667 $3,490 $4,621 $6,347 $7,913 $11,0 66

56,001–58,000 $2,745 $3,593 $4,757 $6,527 $8,146 $11,427

58,001–60,000 $2,822 $3,745 $4,923 $6,705 $8,376 $11,784

60,001–62,000 $2,933 $3,846 $5,056 $6,969 $8,683 $12,139

62,001–64,000 $3,010 $3,946 $5,187 $7,144 $8,907 $12,490

64,001–66,000 $3,090 $4,044 $5,316 $7,317 $9,129 $12,839

66,001–68,000 $3,183 $4,182 $5,491 $7,487 $9,347 $13,185

68,001–70,000 $3,230 $4,278 $5,617 $7,654 $9,561 $13,528

70,001–72,000 $3,340 $4,372 $5,741 $7,713 $9,864 $13,868

72,001–74,000 $3,412 $4,465 $5,864 $7,877 $10,074 $14,330

74,001–76,000 $3,482 $4,602 $6,037 $8,039 $10,281 $14,731

76,001–78,000 $3,551 $4,693 $6,156 $8,199 $10,485 $15,133

78,001–80,000 $3,619 $4,782 $6,274 $8,355 $10,685 $15,533

80,001–82,000 $3,730 $4,871 $6,389 $8,620 $11,033 $15,935

82,001–84,000 $3,797 $5,007 $6,560 $8,774 $11,230 $16,335

84,001–86,000 $3,863 $5,093 $6,673 $8,925 $11,424 $16,736

86,001–88,000 $3,927 $5,178 $6,785 $9,073 $11,614 $17,138

88,001–90,000 $3,991 $5,261 $6,954 $9,220 $11,802 $17,538

90,001–92,000 $4,100 $5,396 $7,063 $9,484 $12,206 $17,940

92,001–94,000 $4,162 $5,478 $7,170 $9,627 $12,390 $18,340

94,001–96,000 $4,223 $5,558 $7,337 $9,769 $12,572 $18,742

96,001–98,000 $4,284 $5,637 $7,442 $9,908 $12,751 $19,143

98,001–100,000 $4,342 $5,714 $7,545 $10,045 $12,928 $19,544

Required to Work Rates

Additional $34 per person.



Zero trip cost means there is no coverage for trip cancellation or trip interruption.

∆

Children 17 years of age or under on the date the insurance is purchased are

also covered in full when traveling with their parents or grandparents—at no

extra cost. The maximum benefit payable to a child (under 18 years of age) is

equal to the maximum benefit payable to a covered parent or grandparent.

Travelers under the age of 18 who are not traveling with their parent(s) or

grandparent(s) will be subject to the rates for travelers 0–30.

Prices subject to change.

When you purchase a plan from Allianz Global

Assistance, you have a review period determined

by your state of residence, to examine coverage

details. If for any reason, you wish to cancel your

plan during the review period, we will refund

your premium as long as you haven’t filed a

claim or departed for your trip/event.

13315_012115

General Exclusions

In addition to any other exclusions that may apply to a particular benefit,

no coverage is provided for any loss that results directly or indirectly

from any of the following unless as specifically included: existing medical

conditions (unless as specifically covered); intentionally self-inflicted

harm, suicide or attempted suicide by you, your traveling companion or

your family member; normal pregnancy (unless as specifically covered),

fertility treatments, childbirth or elective abortion, other than unforeseen

complications of pregnancy, of you, a traveling companion, or a family

member; mental or nervous health disorders, including but not limited

to: anxiety, depression, neurosis, psychosis and others; or physical

complications related thereto of you, a traveling companion or a family

member; alcohol or substance abuse or use; or conditions or physical

complications related thereto of you, a traveling companion or a family

member; war (whether declared or undeclared), acts of war, military duty

(unless as specifically covered), civil disorder or unrest (except as provided

for in travel delay); participation in professional or amateur sporting

events (including training); all extreme, high risk sports including but not

limited to: bodily contact sports; skydiving; hang gliding, bungee jumping,

parachuting; mountain climbing or any other high altitude activities,

caving, heli-skiing, extreme skiing, or any skiing outside marked trails; scuba

diving (unless accompanied by a dive master and not deeper than 120

feet); operating or learning to operate any aircraft as pilot or crew; nuclear

reaction, radiation or radioactive contamination; natural disasters (unless

as specifically covered); terrorist events (unless as specifically covered);

epidemic or pandemic; pollution or threat of pollutant release; any unlawful

acts committed by you, family members, or traveling companions, whether

they are insured or not; any expected or reasonably foreseeable events; or

financial default of a travel supplier (unless as specifically covered).

Existing Medical Conditions Coverage & Exclusion

Your plan may provide Existing Medical Conditions Coverage if you, a

traveling companion or family member has an Existing Medical Condition.

An Existing Medical Condition is an illness or injury that exhibited

symptoms or was treated for any time 120 days prior to purchasing your

plan. Coverage for an Existing Medical Condition is excluded unless: 1.)

You purchased your plan on or before your final trip payment date;

2.)

You purchased trip cancellation coverage that covers the full cost of all

your non-refundable trip arrangements; 3.) You were a U.S. resident and

medically able to travel on the day you purchased the plan; and 4.) The

total cost of your trip is $50,000 per person or less.

All other contract terms and conditions apply.

Supplier Financial Default Protection

Supplier financial default protection is provided when:

1) You purchase your insurance within 14 days of initial trip payment

or deposit; 2) Financial default occurs more than seven days after the

policy’s effective date; and 3) You use a travel supplier (other than

the organization from which you purchased this insurance or their

affiliate companies) listed as a covered supplier at the time of insurance

purchase. A list of these covered suppliers can be found on our website

at www.allianztravelinsurance.com.

PLEASE BE ADVISED: This optional coverage may duplicate coverage

already provided by your personal auto insurance policy, homeowner’s

insurance policy, personal liability insurance policy or other source of

coverage. This insurance is not required to purchase any other products/

services. Unless separately licensed, travel retailer employees are not

qualified/authorized to answer technical questions about coverage details

or evaluate your existing coverage. Plan is intended for U.S. residents only

and may not be available in all jurisdictions. Additionally:

California Residents: This plan contains disability insurance benefits or

health insurance benefits, or both, that only apply during the covered trip.

You may have coverage from other sources that already provides you

with these benefits. You should review your existing policies. If you have

any questions about your current coverage, call your insurer or health

plan. We are doing business in California as Allianz Global Assistance

Insurance Agency, License # 0B01400.

Florida Residents: Emergency Evacuation benefits are limited to

coverage for travel or use of accommodations for a period of no longer

than 60 days, beginning on your date of departure. This limitation only

applies to your Emergency Evacuation benefits.

New York Residents: The licensed producer represents the insurer for

purposes of the sale. Compensation paid to the producer may depend

on the policy selected, or the producer’s expenses, volume of business, or

profitability. The purchaser may request and obtain information about the

producer’s compensation, except as otherwise provided by law.

Utah Residents: We are doing business in Utah as Allianz Global

Assistance Insurance Agency.

Online Services

With Allianz Travel Insurance, you can purchase your plan,

modify your plan, and even file and track claims, through

2 Insurance coverage is underwritten by BCS Insurance

Company (OH, Administrative Office: Oakbrook Terrace, IL), rated

“A-” (Excellent) by A.M. Best Co., under BCS Form No. 52.201

series or 52.401 series, or Jefferson Insurance Company (NY,

Administrative Office: Richmond, VA), rated “A” (Excellent) by

A.M. Best Co., under Jefferson Form No. 101-C series or 101-P

series, depending on the insured’s state. Allianz Global Assistance

and Allianz Travel Insurance are brands of AGA Service Company.

AGA Service Company is the licensed producer and administrator

of this plan and an affiliate of Jefferson Insurance Company.

The insured shall not receive any special benefit or advantage

because of the affiliation between AGA Service Company and

Jefferson Insurance Company.